Juris Score assesses the credit worthiness of a customer and provides recommendations such as loan approval, review customer credit worthiness to trim or increase their credit line, or predicting customer behaviour such as likelihood of default.

Juris Score helps you to manage the balancing act between profit and risk in an efficient and effective way. With Juris Score, you have the proper infrastructure and methodology in place so you can make these decisions quickly and reliably each time without relying on unsupported judgment calls.

Employed Proven Scoring Methodology

Juris Score is able to learn your customers past behaviour and provide result based recommendations. Combining the power of your business expertise and statistical measures, Juris Score has proven to be precise and accurate in scoring your customer's credit worthiness.

Juris Score provides you with the freedom to build financial scorecards based on several methods:

• Business Rules defined by you
• Statistical Analysis such as Logistic Regression, KS Statistics, Weight of Evidence, ROC Curve etc.
• Artificial Intelligence that analyses and learns your data

Juris Score Advantage

The Juris Score advantage goes beyond statistics and manual expert rules. Juris Artificial Intelligence (AI) Algorithm has the ability to learn the behaviour of your existing customers by looking at their attributes that lead to failure in payments. The AI Algorithm will automatically create different profiles for good, doubtful and bad customers.

With Juris Score, your leading decision will be supported by facts. The AI is not a black box, but will tell you the reasoning behind its decision and will highlight specific attributes which it considered critical in its decision making process.

Juris Score also comes with a credit limit determination framework which employs proven mathematical approaches to compute the optimum credit limit for a customer.

New Frontiers with Juris Score

With Juris Score, we provide you with a flexible platform to strategize your risk assessment policy; design the system for your business needs and finally automate your business operation whenever possible.

Juris Score Core Functionalites

• Integrated credit application solution from credit origination to credit scoring, limit determination, approval process workflow and disbursement
• Versatile scoring engine allows you to combine your business expertise with statistical credit risk measures
• Give user the freedom to build scorecards from Expert Rules, Artificial Intelligence and statistical methods
• Help Credit Manager to balance risk against profit pursuit, increasing operational efficiencies
• State of the art approval workflow engine speeds up credit evalutation and approval process
• Multi-tier scoring approach
• Integration to external rating system such as CCRIS and CTOS
• Fully web based for easy deployment and lower maintenance and operating cost